There are various methods to help you straighten your teeth. Therefore, it is essential to visit your dentist to help you select a suitable and affordable one for your condition.
Typically, most people with crooked teeth have the challenge of keeping them clean. And this poses a significant risk of periodontal disease, teeth decay, jaw issues, and pain. Additionally, misaligned teeth could lower your confidence and self-esteem while in public.
Clear aligners are a teeth treatment method that helps patients with crooked teeth improve their smiles. Generally, clear aligners provide a comfortable and easy option for correcting teeth issues.
Cost of Clear Aligners
Typically, the clear aligners cost depends on various factors, including your location, the doctor’s experience, and your teeth condition. In addition, the treatment period will also determine the total cost of your aligners, with extended treatment time costing you more.
It is therefore vital to ensure you follow all the given instructions by your dentist for quick results. On average, aligners may cost between $3,000 and $7,000. However, there are programs and strategies to help you reduce the cost of your clear aligners.
Does Dental Insurance Cover for Clear Aligners
Typically, most dental insurance policies will pay for your clear aligner therapy cost of up to $3,500. Also, depending on the insurance provider, they might cover a certain percentage of your total clear aligner treatment cost. Once you visit us, we will help you understand your dental insurance benefits, answer your questions and clear your doubts.
Ways to Save for Your Clear Aligners
Flexible Spending Accounts
Creating a flexible spending account will help you set aside some pre-tax money from your salary for any healthcare cost you incur. However, they are only available with some employers, and most worker’s benefits packages have an FSA option.
Therefore if you can’t afford the cost of your clear aligners at once, FSA might be your option. You can hold up to $2,650 in a flexible spending account. Be sure to use the amount within that year as the FSA funds don’t rollover.
You have to discuss with your dentist the total cost of your clear aligner treatment. Be sure to ask about any payment plan if you cannot afford the total bill at once. Most dental clinics provide affordable payment plans to help patients who wish to straighten their teeth.
Health Savings Accounts
Another effective way to help you save for your aligner treatment is through the health savings account. Similar to the FSA option, but for the health saving account, the fund can rollover.
Additionally, with a health savings account, you need a huge-deductible insurance policy. The maximum funds you can put into your health savings account are up to $6,850 for your family or $3,450 per person.
Once you consider improving your smile via the clear aligners, be sure to take your time and find a dental school around your city. Most dental schools offer these dental services at a discount, thus reducing the total cost.
It is essential to note that signing up for this option allows dental students to learn as they work on your aligners. However, there is nothing to worry about as the dental schools always ensure the students are under certified dentist supervision.
Children Health Insurance Program
The government offers insurance support for kids and teens who qualify for dental care, including clear aligners. In addition, the plan usually covers all the costs of any dental issue that might affect your child’s overall health.
Be sure to work with an insurance representative together with your dentist to get your kid’s dental issue covered. It is important to note that the case may vary depending on your state.
With proper use of your credit card, you can qualify for a zero introductory rate credit card to help you finance your dental clear aligner treatment. Making pay-offs and regular payments prior to the introductory rate will help you establish a payment plan while paying less. However, be sure to consider the credit card option as the last option as they can be costly if not properly used.
Generally, considering straightening your teeth will help you attain a beautiful smile while in public. Understanding the treatment cost and the available options to pay for the same will help you make an informed decision. Take your time while finding a reputable and qualified doctor for the best results.
Leave a Reply